Annuity Insights

How Annuities Fit Into an Investment Portfolio

In this episode, we discuss the benefits of guaranteed income annuities as part of a diversified investment portfolio, especially during periods of market uncertainty. Our guests also explore what happens to benefits when those who own an annuity pass away, the advantages of annuities when compared to bond products, and their overall place in a goal-based retirement plan.
Presented By:
Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services
Featuring:
Wade Pfau, PhD, CFA, RICP®, Professor of Practice, The American College of Financial Services
Philip Caminiti, Managing Director, New York Life Investment Management LLC
“Annuity Insights” is produced and owned by The American College of Financial College with generous support from New York Life Insurance Company (NLYIC). Accuracy of information is subject to change (taxes, legal, rates, etc.), but believed accurate as of the time of recording (January-April 2025).

Accumulation Annuities

In this episode, we discuss the uses, regulations, and rates surrounding fixed annuity products such as FIAs, RILAs, and MIGAs, and where they fit into a balanced portfolio. We also look at the risks and rewards and the differences between the various types of fixed annuities, as demonstrated by the latest research.
Presented By:
Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services.
Featuring:
Bobby Samuelson, President, Life Innovators
David Blanchett, Managing Director, Portfolio Manager, and Head of Retirement Research, PGIM DC Solutions
“Annuity Insights” is produced and owned by The American College of Financial College with generous support from New York Life Insurance Company (NLYIC). Accuracy of information is subject to change (taxes, legal, rates, etc.), but believed accurate as of the time of recording (January-April 2025).

The Social Security Annuity

In this episode, we discuss the nature of Social Security benefits as a fundamental annuity and how it can help people have a financially secure retirement when combined with personally owned annuities and other financial planning strategies.
Presented By:
Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services.
Featuring:
Jason Fichtner, PhD, Chief Economist, Bipartisan Policy Center and Executive Director, Retirement Income Institute
Andrew Bigs, PhD, Senior Fellow, American Enterprise Institute
“Annuity Insights” is produced and owned by The American College of Financial College with generous support from New York Life Insurance Company (NLYIC). Accuracy of information is subject to change (taxes, legal, rates, etc.), but believed accurate as of the time of recording (January-April 2025).

The Value of Annuities in Retirement Planning

In this episode, we discuss the overall role of annuities in financial planning, their background and history, and what their modern applications may be.
Presented By:
Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services.
Featuring:
Wade Pfau, PhD, CFA, RICP®, Founder, RISAProfile.com
“Annuity Insights” is produced and owned by The American College of Financial College with generous support from New York Life Insurance Company (NLYIC). Accuracy of information is subject to change (taxes, legal, rates, etc.), but believed accurate as of the time of recording (January-April 2025).